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PlaystoreAditya Birla Sun Life AMC Limited
Aditya Birla Sun Life AMC Limited
Hybrid
Balance Advantage
An open ended Dynamic Asset Allocation fund
Annualized Returns %
Annualized
Returns %
Aditya Birla Sun Life Balance Advantage Fund
SIP Amount
Min . ₹ 100
Lumpsum Amount
Min. ₹ 100
Aditya Birla Sun Life Balanced Advantage Fund Overview
Aditya Birla Sun Life Balanced Advantage Fund is an open ended Dynamic Asset Allocation Fund.
Investment Objective
The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.
There can be no assurance that the investment objective of the Scheme will be realized.
Why should you invest?
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If you are looking for long-term growth potential and upside of equity, but at lower volatility levels
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To navigate market volatility by relying on fund manager expertise for asset allocation
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If you are looking to strike a balance between long term capital growth as well as fixed income through a hybrid diversified portfolio of equity and debt
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If you are seeking out a more aggressive alternative to debt funds yet a more conservative option to pure equity funds
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If you are looking to achieve this asset allocation even with low investments as small as Rs.100
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If you are looking for a tax-efficient equity-oriented investment route
Fund Details
CAGR
Latest NAV
AUM
Inception Date
Risk :
Investment Horizon
3 Years
Annual Benchmark Returns
Min Investment
Entry load
NIL
Exit load
0.25%
For redemption/switch out of units on or before 7 days from the date of
allotment: 0.25% of applicable NAV. For redemption/switch out of units after 7 days from the date of allotment: Nil
Total Expense Ratio (TER)
Sharpe Ratio
Beta Ratio
Other Parameters
Standard Deviation
Modified Duration
-
Yield to Maturity
-
Portfolio Turnover:
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Average Maturity
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Macaulay Duration
-
Net Equity Exposure
-
Fund Managers
Mr. Harish Krishnan
Mr. Lovelish Solanki
Mr. Mohit Sharma
Riskometer
(An open ended Dynamic Asset Allocation fund)
This product is suitable for investors who are seeking
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Capital appreciation and regular income in the long term
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Investment in equity & equity related securities as well as fixed income securities (Debt & Money Market securities)
*Investors should consult their financial advisers if in doubt whether the product is suitable for them
Portfolio & Sector Holdings
Retail
% of Net Assets
Sector Holdings
Dividend History
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Investment Performance
IDCW Plan of this scheme has distributed income to its investors out of its earnings, from time to time. The details of the same is tabulated:| Declared on date | IDCW Yield (Regular Plan) | IDCW Per Unit | Cum IDCW NAV |
|---|
Fund Summary
- Stock markets tend to be cyclical. Their prices ‘go up’ at times and ‘go down’ too. In a rising market equity can do well; at the same time in a falling market equity can lose value.
- Aditya Birla Sun Life Balanced Advantage Fund is a fund that aims to navigate this market volatility. It does so by dynamically adjusting its asset allocation between equity and debt.
- It is an equity-oriented hybrid fund that can invest in both equity and debt instruments, while maintaining a minimum of 65% allocation to equity. This makes the fund suitable for investors’ long term financial goals
- The fund looks for well-priced equity opportunities – by increasing equity allocation to undervalued stocks in a falling market; and decreasing equity allocation in overvalued stocks.
- This value-based investing style seeks to increase investor upside from equity, while minimising its downside in correcting markets.
Fund discipline
- The Scheme aims to allocate a minimum of 65% of its net assets to Equity and Equity related Instruments. The balance being allocated to debt and money market instruments.
- The fund manager follows a dynamic, P/E based approach to asset allocation. When markets rise and stocks become overvalued, they can decrease equity allocation. At the same when markets correct and stocks become undervalued, they can increase equity allocation.
- The scheme has the flexibility to invest across market caps and across sectors as per fund manager discretion and market opportunities.
- It can also take derivative exposure for hedging purposes.
Value Added Products
- Systematic Investment Plan (SIP) investing means automatically investing a pre-determined sum of money in this fund, at periodic and pre-determined time intervals.
- Gives investors the benefit of rupee cost averaging –can be suited to manage market volatility
- SIP facility is augmented by several add ons such as Step-up SIPs, Pause SIP, Multi Scheme SIPs etc.
Salient features of STP:
- Systematic Transfer Plan (STP) allows investors to periodically transfer pre-determined amounts from any open ended scheme of Aditya Birla Sun Life into the fund.
- STP facility can be daily, weekly, monthly or quarterly
Salient features of SWP:
- Systematic Withdrawal Plan (SWP) allows investors to periodically withdraw fixed sums of money from the fund. This can take the form of withdrawal of fixed, pre-determined amounts or capital appreciation amount.
- Its primary objective is to meet the regular income needs of investors
Salient features of CATP:
- Capital Appreciation Transfer Plan (CATP) is a modified version of STP. It allows investors to periodically transfer the capital appreciation earned by investment/s in other open-ended schemes of Aditya Birla, into this fund
- CATP is offered at monthly or quarterly intervals
Tax Applicability
Investment held for less than 12 months
Short Term Capital Gain Tax would be applicable. Any gains/profits would be taxed at 15% (plus applicable surcharge and cess).
Investment held for more than 12 months
Long Term Capital Gain Tax would be applicable. Gains/profits in excess of Rs. 1 lakh would be taxed at 10% (plus applicable surcharge and cess).
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Forms & Downloads
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Frequently Asked Questions
Hybrid Fund are mutual funds that invest in a mix of equity and debt instruments. Their aim is to access growth potential of equity along with lower volatility of debt.
A balanced advantage fund is a sub-category of hybrid mutual funds as laid down by SEBI. It allows for a dynamic allocation between equity and debt (anywhere from 0 to 100%) as per the investment strategy charted out by the AMC of the fund.
Aditya Birla Sun Life Balanced Advantage Fund requires a minimum of 65% allocation to equity instruments. The rest can be allocated towards debt instruments.
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